(647) 838-6787 · Real Estate Salesperson, Initia Real Estate (Ontario) Ltd., Brokerage
TDTed DalalTed Talks Real Estate Talk to Ted
Home › Blog
Ted talks real estate

Straight answers on buying and selling in St. Thomas & London.

Fall 2026, by the numbers
October 11, 2026

London and St. Thomas housing market: fall 2026 update

LSTAR's September 2026 numbers for London and St. Thomas: sales, prices and inventory, and what a buyers' market means if you're buying or selling this fall.

Land transfer tax, worked out
October 11, 2026

Ontario land transfer tax: what you'll actually pay in St. Thomas and London

Ontario land transfer tax brackets worked out at St. Thomas and London prices, the first-time buyer refund, and why there's no city tax here.

Your first home, step by step
October 10, 2026

Buying your first home in St. Thomas or London: the 2026 money checklist

FHSA, the RRSP Home Buyers' Plan, minimum down payments, the stress test and the first-time buyer refunds, in the order you'll need them.

The plant, without the hype
October 10, 2026

What the PowerCo battery plant means for St. Thomas homeowners and buyers

PowerCo now expects its St. Thomas battery plant to start operating in 2029. What's built, what's changed, and what it means if you own here or want to buy.

Ready for your close-up
October 9, 2026

Selling your home? 9 things to do before the photographer arrives

The listing photos are what buyers see first. Nine low-cost things to do before they're taken, and the expensive things you can skip.

Fixed, variable, or both
October 9, 2026

Fixed or variable? Mortgage rates in fall 2026

The Bank of Canada is holding at 2.25%, with its next decision on October 28. How fixed and variable mortgages work, the stress test, and how to choose.

New home, fewer surprises
October 8, 2026

Buying a new build in St. Thomas or London: what to know in 2026

Tarion warranty and deposit protection, cooling-off periods, the 2026 HST relief on new homes and the closing adjustments builders add, in plain English.

One move, two deals
October 7, 2026

Buying and selling at the same time in St. Thomas or London

Sell first or buy first? How sale-of-property conditions, bridge financing and closing dates work, and what it really costs to carry two homes for a while.